@misc{Frączek_Bożena_Simultaneous, author={Frączek, Bożena and Bobenič Hintošová, Aneta and Bačová, Monika and Siviček, Tomáš}, howpublished={online}, publisher={Publishing House of the University of Economics in Katowice}, language={eng}, title={Simultaneous Use of The Financial Literacy Level and The Financial Inclusion Degree as A Result of Financial Education Efficiencyon Visegrad Group Countries}, type={artykuł}, doi={https://doi.org/10.22367/jem.2017.27.01}, keywords={edukacja finansowa, finanse osobiste}, }