@misc{Chmielarz_Witold_On, author={Chmielarz, Witold and Zborowski, Marek}, howpublished={online}, publisher={Publishing House of the University of Economics in Katowice}, language={eng}, type={artykuł}, title={On a comparative analysis of internet banking services by the conversion method and the scoring method}, doi={https://doi.org/10.22367/jem.2019.38.02}, keywords={bankowość elektroniczna, scoring method, witryny internetowe}, }