@misc{Frączek_Bożena_Simultaneous,
 author={Frączek, Bożena and Bobenič Hintošová, Aneta and Bačová, Monika and Siviček, Tomáš},
 howpublished={online},
 publisher={Publishing House of the University of Economics in Katowice},
 language={eng},
 title={Simultaneous Use of The Financial Literacy Level and The Financial Inclusion Degree as A Result of Financial Education Efficiencyon Visegrad Group Countries},
 type={czasopismo},
 keywords={edukacja finansowa, finanse osobiste},
}